I have a very NOT waterproof camera which has a neck strap. IF I take my camera on the water I just sling it around my neck and one shoulder so it stays tucked back on the left side of my back. When I need to photograph something, I swith the rod to the left hand and pull the camera around with my right. I almost always shoot in full auto mode, so I make sure I have the white balance and ISO set before hand. That way, I can just adjust the aperture and shutter speed with one hand while holding the camera.
Most of the time though, my camera stays home because I'm not prepared to face my wife (or myself) if I took a dip and dunked the camera.
Most of my shots end up like these because I always fish solo.







I agree that a water proof camera is definitely in order!