I’ve also seen fish refuse naturals.
What it tells me is that the natural did not fit the search image closely enough for the fish to commit to eating it. I personally have not seen a fish get “nervous” over a natural, if by nervous you mean the fish stops feeding and or seeks cover. I suppose it can happen if a hopper splats next to a sipping fish, but for fish to fear a floating natural would be remarkable.
I think you are right that the fish often do not the dots between the wading fisher and the hook point in their lip. In some fisheries, the could rarely feed if they stopped feeding when fly fishers were in the water.
So between the latter tale of the fish spooking at your presence and being suckers for flies, and the the fish that swim at our legs with a high suspicion of flies, lies a continuum of trout behavior that has been molded by the fly fisher. I see no contradiction in either behavior.
I don’t think either behavior contradicts the search image theory of how a fish is attracted to and then either commits to take or refuse the fly.
My earlier post had material that was taken from a post I made years ago to Flyfish@ explaining how we can use rise behavior determine how closely the fly and it’s presentation matches the fish’s search image for food or not food decision matrix. Previouosly I wrote:
“These different rise types are an attempt to describe what is essentially a continuum of trout feeding activity, but they help in describing how selective and careful the trout are in waters that are heavily fished and clear. This type of rise activity is not unusual particularly in spring creeks. I have had situations where I was fishing a surface pattern and I would get compound after compound rise from the trout, some with takes but mostly refusals. Then I switched flies usually to an emerger or a different emerger pattern and the trout would change to a simple rise and take.”
Then I wrote in my Flyfish@ post:
"That tells me that the second pattern had a trigger characteristic that the
trout were looking for. By studying the differences between the two
patterns you can sometimes tell what that trigger is and use it the next
time when faced with a similar situation. As an example, a trigger might be
the addition of a zelon trailing shuck on an emerger, or perhaps a lower
profile mayfly pattern that rides low to the water like a real fly.
Whatever the reason, it pays to ask why does this one pattern work when the
other didn’t? Otherwise, you will simply start over the next time
systematically going through the patterns in your fly boxes without having
an idea of what in those patterns triggers the trout’s interest.
Another pattern of trout behavior which occurs often is that the trout will
perform a compound/complex rise and refusal. You’ll cast to him again and
this time it is a simple rise and refusal. You keep casting and he rises no
more. Basically the trout after inspecting the fly during the initial rises
learned the surface signature or impression of that fly on the water. He
can now refuse your offering just by looking at the impression the fly body
and hackle make on his window. He has become selective against your
pattern and you had better change if you are planning to catch that trout."
Can a fish think or reason as we do? No they cannot. But that does not mean they cannot modify their behavior or adapt as in the first part of this post. Nor does it mean that they do not have a set way of determining what is food or not food that has been molded by evolution. What they do is not random, in other words, true random behavior is counter to survivability and wastes energy. Our job is to understand the triggers that the fish use to determine food from not food and to incorporate those triggers into our flies and presentation.