If not PayPal, then what?

I think there are other alternatives to PayPal for direct payments to an individual - anybody have any experience with these - like “gearpay”.

I don’t have any personal experience with others. I don’t mean this to be an ad for Paypal or even an endosement of but I have used that service for almost 10 years and it is central to my business and works great for me. I know there are fees to pay but I don 't think they are out of line with the usual credit card fees.
One of the big advantages is that it is pretty much universally accepted.

Steve