Lots of good advice here. The TFO NXT combos are very nice and are a great package that includes a rod/reel case. They have been the most popular combo at the shop that I work at one day a week. We have yet to have a customer come back with any complaints about the NXT packages. The line that the package comes with is not the best line out there but it is better than many lines packaged with starter combos and would still serve you well. I own and fish gear that cost quite a bit more than the NXT combo (as well as less) but if I were handed an NXT combo and told that is what I had to use for the day I would be quite happy and satisified that it would perform well for me.
I am not familiar with the current version of the Fenwick HMX rods or how they are packaged. Aside from the TFO, other quality combos at the price of the NXT or less include the pre packaged combos from Redington, Scientific Angler, Cortland, and St. Croix.