Glad you got the Roosterfish too then. Yep, fly would have been more fun but a long time ago when i got a 35 lb. Chinook out in the Santa Barbara channel, i could have cared less what i was using.
Funny you should mention 'fear of rate hikes'. I always ask my ins. co. before i submit a claim if it will generate a rate hike. Not sure why, but when i ask them that they always say no. Not that i have a lot of claims, but the last three turned out that way.
Cheers,
MontanaMoose