Fell in more times than the average bear but I'd have to say none were a "close call". I try to prepare for the worst scenario and if it occurs, I'm ready ( except for camera and phone but now I bought a Pentax Optio WP which should solve even THAT problem)
The ONLY time I don't take chances is when the river is about frozen over and there is a chance a slip can pull me under the ice. To avoid that, I go to Florida.

Mark

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I'd rather be in Wyoming!