Lee,
You are soooo close. When a fish charges at you, you may have to hand strip in the line as you did the first time. There is no other viable choice in many instances. At that point, you can trap line with your casting hand and try and retrieve the line you stripped in. If the fish pulls, all you really need to worry about is keeping enough tension on the line to prevent the fish from spitting out the hook. Worst case is the fish will end up taking all the line you just stripped in, leaving him on your reel again, in the same position as before but alot more tired. Keep at it, for surely you are close.

jed