John,
Most likely Luba will never read this post so I'm safe as to partially blaming her. The subject HAS been discussed between us however and sleeping on the couch ain't all that bad. On the other hand, this type of curb should have been painted reflective orange, yellow etc.
Steve, The accident you saw was purely a case of the ditch suddenly appearing right in the middle of where my car was headed. NO WAY due to my driving skills or lack thereof. That's my story !!!!