I went through the same thing trying to decide which boat. I believe you have it figured out, that the V-hulls are more stable on the water. My problem however, was that I am so unstable I'd have problems getting in and out of the boat. I have extremely poor balance. So I went with the 12' jon boat. That way, when I beach the boat to get out, the flat bottom would be more stable and wouldn't rock back and forth on the beach.