Here's some suggestions.
A crown vise from BPS is very serviceable and inexpensive.
Most tools can be found at decent prices with comparision shopping on the Internet. Here are some recommendations:
Dr.Slick fly tying tool sets (available for $60 on ebay and amazon among others) is a good choice.
Try starting with foam flies (check archives and FOTW) which are easy to tie and work well. A gurgler, bikini hopper, beetle etc. will work. Sheet foam is available in colors, sizes and different quantites from Michaels, Hobby Lobby and JoAnns (also WalMart).
For bass try Mustad 37187 hooks or 34007 hooks.
For panfish try Mustad 3261 hooks.
"Fine" rubberlegs from jannsnetcraft.com are inexpensive and a spider is easy to make with only thread (to make the head and abdomen) and then the legs to create a spider. You can add a pair of black bead chain eyes (a whole necklace worth from Hobby Lobby is a couple of bucks) to help it sink.