In my mind there is a big difference in your need to fish high end equipment and most of the rest of us. You are taking other people's money to take them fishing. If I invite someone fishing it is to introduce them to fly fishing or using a float tube for the enjoyment of it. A few years ago I took a business client fishing, bought him lunch first and was sure he had some reliable lures and my best spinning rod and reel. But if a reel jammed on a big fish it might tick me off but it wouldn't cost me reputation or a guiding fee. I'm going fishing for the enjoyment and it more fun and cheaper than a head doctor.