Ditto every thing Jesse said.
I was in the coast guard and know for a fact that there would be lots more of us walking around this earth if we always wore our life-jackets.
If you go out on the big waters either the Salt or the Lake the easiest thing to spot is an orange smoke flare. The hardest thing to spot is a human being swimming without a life jacket.
The new inflatable suspender type vests are not bulky, nor do they bind and chafe like the older ones did.
I do not want to lose any of my FAOL friends either.
Oh yeah I almost forgot, I have a mustang flyfishing vest with built in floatation.
Kills two birds with one stone.