Ok, you asked for it, so here's MY opinion on your situation.
1. Yes, by having a balanced and properly sized outfit, you will notice a big difference. You are correct in presuming that everything is fine because you've talked yourself into believing that. It's just a form of denial that there is a problem, so don't concern yourself with it.
2. If you insist on BUYING a 4-piece outfit, and don't want to break the bank, The Cabelas Tradition II rod is $99 for the 4-piece rod. There are also deals for complete outfits, so check it out at http://www.cabelas.com/cabelas/en/te...=cat20457&rid=
I own this rod and like it a lot. I have the CSR reel and Mastery WFF line combo.
3. If you want to save some more money and get some personal satisfaction, you can build your own Tradition II for $64.95 + shipping from Hook & Hackle. http://shop4.mailordercentral.com/ho...number=HHF9054
4. I would buy a sink tip kit if you are using a sink tip just infrequently. If you're going to use it a lot, then a sinking line on a spare spool is a good idea, but i think they come in different weights, so you may want to investigate that before committing to a full sink line.
Whatever you choose to do, we'll be here to help or confuse your decision making process. Have fun with your upgrade.
Joe
Joe Valencic
Life Member FFF
Rod Builder in Chains