For water like you described, I'd fish at night or just before sunrise. For ponds with large sunfish populations, I love to use bead head woolly buggers tied in two color cobinations using either green, chartreuse, yellow or orange. And sometimes just to create some additional interest, I'll tie a propeller just in front of the bead head (i.e. Pistol Pete) I like to use a longer marabou tail than the ones you can buy in the store. Good luck. Like somebody said earlier, part of the fun is figuring out the puzzle.