I was in NE PA this past week and fished a few creeks in a State Park. The creeks were covered with a canopy of trees and the water was very cool. Don't know the temperatures of the water but they were cold.
Also the temps were not in the high 90's.
Now that I am back in CA, I will try to go up north(3+ hours away) where the rivers/streams run cold from the snowmelt. As a matter of fact, some of the Northern waters are just settling down to fishable conditions.
Otherwise I like to hit the warm water fisheries.
Also while in PA, I fished a private lake we were staying on and caught a lot of largemouth and huge bluegills.
Regardless where and what we fish for,let's all make sure that we enjoy the trip and be thankful for having had the opportunity to be out in nature.