Indeed, one of the great advantages of being on FAOL is that your information and opinions are welcome - as is the next person. We have had some disagreements from time to time, but I've always felt one can disagree without being disagreeable about it. *S* None of us have all the answers (or we'd all be rich and famous - ya right) but I really enjoy seeing a variety of answers and opinions on any given subject. It sure makes making an informed decision easier.