Hi Ray,
I watched a video that showed a group of folks discuss fly rod breaking. Among them were folks who dealt with quality control complaints from customers of rod companies. They had to deal with broken rods.
The consensus was that the overwhelming number of rods were broken near the tip. As an illustration they put a relatively heavy weight on the line through the rod, and then lifted up the weigh, in fact lifting it until the butt section of the rod was pointing about straight up, and the rod tip was pointing straight down toward the suspended weight. The bend in the rod was primarily in the butt and lower mid section, and by comparison the tip section was pointing straight down toward the weight and was not bent at all, since the weight was such that it had straightened out the tip section of the rod. Thus in this test it showed that under very heavy loading the real stress of the load on the rod was on the butt section and lower mid section, it was not on the tip.
The fellows who had done the testing found that the main source of broken tips was a bunch of small hits to the rod with such things as bead head flies, etc. The cummulative effect of a bunch of small small hits damaging the fibers and resin over a period of time eventually lead to failure of the rod when one spot got to the point that it would fail to handle the strain and break.
It was a very convincing discussion and demonstration.
Regards,
Gandolf