Redington rods are excellent for the money. I have not tried the CT but the RedFly is an great rod and the one I have purchased for students in classes held for 10 to 15 year olds. They are great rods for any age. I don't think you will be unhappy with any Redington rod. As far as the insert, the Redington web site states that the CT has a "Rose Dynawood" seat, it is not Rosewood.