When I took early retirement when I was 55 years old, my co-workers gave me a card that they all signed.

The front of the card began "Want to make hundreds of dollars a week for doing absolutely nothing?"

The question was answered when I opened the card.

"Don't quit your job."

I still have the card and smile every time I read it.

Whoever thought up the message on this card was wrong, of course. I may have been paid hundreds of dollars a week, but I had to be there 40 hours a week to collect my paycheck.

And, now that I'm retired I get the richest rewards of all by being able to spend my summer days on Montana's rivers chasing trout, and I don't waste any time in getting them. I'm one rich guy!