Here is the latest investment strategy:

If you had purchased $1000.00 of AIG stock one year ago, it would now be worth $49.00.

With Fannie Mac, you would have $16.50 left of the original $1000.

With Freddie Mac, you would have less than $5.00 left.

If you had purchased $1000.00 of WaMu stock you would have $49.00 left.

If you had purchased Lehman Brothers, you would have nothing left.

But, if you had purchased $1000 worth of beer one year ago, drank all the beer, then turned in the cans for recycling, you would have $114.

Based on the above, the best current investment advice is to drink heavily and recycle.

Call it a 401-Keg Plan.