After lurking and reading for some time I finally decided to take the plunge and buy a yak. The Tarpon 120 is scheduled to arrive Friday. I am a chronic impulse buyer and often buy things I don't really need. Here's the question. I bought the yak to fish out of and so far I've bought the yak, paddle, vest, car carrier and scupper plugs. Do I need a dry top or is that more of a cooler weather item? I'll be on local creeks, upper Potomac River and some local lakes.