Just or a little discussion..

I was standing in the middle of the Deschutes on a gravel bar with no back cast obstructions...playing maybe a 13/14 inch fish and the tip breaks.

Is the most likely assumption that I probably bumped that portion of the rod somewhere, sometime in the past?

Let's avoid all the warranty discussion...it's not an issue.
I guess I'm wondering how likely it is for a rod to be just defective with so little stress.