Jec,
Here is what I would do if I was in your "shoes". I would take the boat to the nearest business that does "spray on" truck bed liners and have them spray the INSIDE of the boat. This would give you a seal from the inside. The spray on bed liner stuff can be applied up to 1/4" thick and it comes in different colors. I would not spray the outside since that would create "drag" on the water. You could even have the inside sidewalls covered. I think this would also cut down on some of the noise since it would insulate the metal.
Just my 2 cents worth.
Warren
Fly fishing and fly tying are two things that I do, and when I am doing them, they are the only 2 things I think about. They clear my mind.