Actually I don't have a problem with neoprene waders fishing Michigan Rivers. Most are very cold and I never seem to get too warm year round. I am a novice and have never had anything but. I just wear shorts and a tank top underneath and no vest...usually everything I need just attaches to my waders. See you at the Fish In. Will be at Jacks site Wed evening and am really excited to meet everyone! God Bless.