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Some more points in the SOT vs. Sit In discussion:
You will stay much dryer in a SI than on a SOT. I took this into consideration when I got mine. I like to get out in the early spring and late fall, and while I live in KY where it does not get real cold, I have become somewhat of a wuss in my old age.
A paddler in a SI presents much less "sail area" to a steady wind than one on a SOT, as the second sits much higher than the SI. Now for flyfishing this becomes a bit of a challenge as the extra height of the SOT would be an advantage in casting.
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I was going to get a SOT, but in all my river runs, I noticed that people in the SOTs were the ones having most of the problems, like getting trapped, capsizing, etc.... I always thought SOTs were more stable than SIKs, but that must not be the case. They really don't seem to maneuver very well, either. I would not even think of running a river in an SOT, now. They are probably OK an a calm lake or pond, but that's about as far as I would take them. Even in the ocean in seemingly calm bays, seas can get higher and rougher without warning.
If you get an SOT, make sure you get lots of water-proof clothing. You'll need it.