Try the Mini-Muddler or something like it
Hey guys,
I've found myself in that situation a few hundred times! For the later portion of the season when fish are not always looking up I would use a long leader and a slightly weighted muddler minnow, I would say size 12 or 14. This presentation will garner nice action in this situation and will keep your fly off the stones. In particular, I like that the fly can be stripped back erratically or not at all, meaning no dead drift management is required. Just thought I would weigh in.
There are of course plenty of presentations that could solve this problem. This is just one of my favorites for this sort of water/time of year in the Wisconsin Driftless.
David Heyman, www.chicagotroutbum.com
While I like a muddler for this presentation, many other miniature streamers would do nicely. I just find the subdued colors of the original pattern combined with the touch of flash provided by the tinsel underbody is ideal to arouse interest in tough situation. I like the way deer hair heads "push water" and swim.