If you have kids in their teens or 20's...

...please consider sharing this with them.

I was researching annuities and Google led me to this series of financial advice for young people. It is a series of 10 articles. I'm giving you the link to the first one and you can follow it from there. It is very similar to the advice I gave my sons, but I never wrote my advice down. I'm slightly short of 100% in agreement with it, but I really do think it passes on a great deal of wisdom.

http://moneyover55.about.com/od/care...-Days-Work.htm