I have the Olympus waterproof/shock proof camera... I know you said you did not want a water proof camera however if you are carrying something in your vest, the time comes when your feet come out from under you and you are face down in the water with the camera scuba diving! It has happened to me twice!!! This is the reason I now have the waterproof camera. This camera has taken pictures above and below water and does everything I want it to up to 15 megapixels. I don't know how to get photos on this site or I'd put up some myself to show you but it does macro photos of fly-tying, and great photos of zoomed subjects too. I can't say enough about this camera and it is three years old and 6000+ photos old.